Melissa Schwartz-Thomas

January brings a sense of renewal and fresh energy as a new year begins. It’s a natural time to reflect on priorities and think about the people who matter most. As routines reset and goals take shape, many people pause to consider how their loved ones would be supported if life took an unexpected turn. Life insurance helps provide reassurance during uncertain moments, offering support when it’s needed most. Starting the year with this perspective can help you move forward feeling prepared and grounded. It’s a thoughtful way to begin the year with intention and care.

I’ve been helping State Farm customers with their insurance needs for fifteen years and proudly opened the doors to our agency in Freeport five years ago. We are incredibly proud to serve Northern Illinois and Wisconsin, including our community in Freeport, as well as Lena, Cedarville, Dakota, Davis, Rock City, German Valley, Orangeville, Shannon, Pearl City, Pecatonica, Forreston, Leaf River, Lanark, Winnebago, Durand, Rockford and Belvidere.

Our agency is here to assist with all your insurance needs, including Auto, Motorcycle, Boat, Homeowner’s, Renter’s, Life, Health, Business, and even Pet Insurance. Whether you’re new to the area or a lifelong resident, we specialize in helping individuals and families relocate and get the coverage they need. With over 30 years of combined State Farm experience in our office, you can count on us for knowledgeable, compassionate service.

I grew up in Belvidere, and earned my Bachelor of Arts from Western Illinois University. I now live in Winnebago, and I’m proud to call this area home. When I’m not in the office, you can find me traveling, reading, enjoying movies and theatre, playing golf or volleyball, camping and enjoying the outdoors, and spending time with my incredible family! In addition, I’m actively involved in the community as a volunteer firefighter with the Win-Bur-Sew Fire Protection District and as a School Board Member for Winnebago Public Schools.

After years of working as a team member, I made the leap to agency ownership, driven by a deep passion for helping families and giving back to our community. Our mission is to serve every customer with respect and genuine care. We take a people-first approach in everything we do, getting to know you, your goals, and what matters most to your family.

Our vision is to continue to build the State Farm brand by providing impeccable service to our new and existing customers, while continuously sharing State Farm with people in our community. Our agency focuses on building long lasting relationships with our customers and being a trusted advisor on the things that matter most. Family is everything to us, and your family is now part of our State Farm family—we will serve you with honesty and integrity, helping you protect the people you love most. We want to really know you and advise you like we would our own family members.

Whether you’re looking for a quote, relocating to the area, or just want to talk through your insurance options, my talented team and I are here to help. Stop by our Freeport office or give us a call—we can’t wait to assist you today!"